| By :
Mark Etinger
When we first moved in together, my brother didn't have any personal checks. He worked at a restaurant as a waiter and made good money, often bringing home two hundred dollars a night. When our landlord came to collect the rent, my cousin and I wrote personal checks, and my brother came out with a big wad of hundreds, fifties and twenties, singles, and sixty-seven cents, which was how the rent broke down three ways. Sometimes, he wasn't home and I would have to go look under his bed for cash when our landlord arrived. Often there was only three quarters of the rent, so I'd have to cover the rest, until he came home and would take a couple of hundred dollars out of his sock drawer, hidden away. I'd tell him, "I had to take the cash from under your bed." "Why'd you do that?" he asked hostilely. "Because the landlord was here and Julie and I both had our personal checks signed and ready. If you bought cheap checks online I wouldn't have to scour your room for money. And why do you hide it in different places anyway?" "If a robber comes in and finds some of it, he won't find all of it." "Well if you had a blank check stock no one would find your money even if they did break into our apartment, nor would anything happen to it if our apartment burned down." He was reluctant to order checks online since he made all his money in cash, and didn't want to have to pay for checks, despite what I told him and showed him about it being so much more convenient and how he could order checks online for such a low price. One morning he came to me and asked if I'd seen five hundred dollars. It was toward the end of the month so I hadn't given it to the landlord recently. He said he'd balled it up in a sock and couldn't find it. "Too bad," I said, "If you had personal checks you wouldn't have this problem." He looked everywhere, to no avail. It was seemingly gone. And since he didn't have it, he really had to live thriftily until the end of the month in order to make rent. A week after the rent was due, he finally found the money sock, behind his bookshelf. After that he finally decided to get personal checks.
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